Short-term rental underwriting

Airbnb & Short-Term Rental Calculator

Underwrite an Airbnb or VRBO with realistic seasonality, cleaning fees, and platform commissions. Adjust the assumptions on the left to see ADR, RevPAR, NOI, and cash-on-cash returns update instantly.

Property & revenue assumptions

Acquisition

Seasonality

Fees & platform

Operating expenses (monthly)

Estimates only — verify local STR regulations and lodging taxes.

Results

Cash-on-cash
2.36%
Cap rate
6.86%
Monthly cash flow
$269
Revenue model
Booked nights / year
229
Annual occupancy
62.88%
ADR (avg daily rate)
$232
RevPAR
$146
Gross room revenue
$53,220
Platform fees (15%)
-$7,983
Net room revenue
$45,237
Cash flow
Net room revenue
$45,237
Fixed operating (annual)
-$12,120
Co-host / management
-$0
Maintenance reserve
-$2,262
NOI
$30,855
Mortgage P&I ($2,302/mo)
-$27,628
Annual cash flow
$3,227
Total cash invested
$136,500

Cleaning fees are modeled as pass-through (charged to guest, paid to cleaner) and cancel out of cash flow. To stress-test, increase the cleaning-fee cost without raising the charge in your listing.

Want a long-term rental view instead? Read the rental property ROI guide.

State-specific calculators and in-depth guides.